Mel Coker, Columbia Realtor BUYER'S GUIDE
Columbia, South Carolina Real Estate
Mel Coker
Realtor, CRS, ABR, GRI
RE/MAX Metro Associates
Go To: Buyer's Guide Home Page | Columbia Real Estate | Columbia "A to Z" | Columbia Blog

Mortgage Information / Pre-qualification (Chapter 3)

Getting mortgage information is easy, quick and with no-obligation when you contact one of my recommended mortgage professionals. NOW is a great time to buy a home with historically LOW interest rates.

Available loan programs include conventional, FHA, and VA. Also, depending on availability of granted funds and eligibility requirements, the South Carolina State Housing Authority may have special loan programs available. The mortgage professionals that I recommend can answer questions and offer beneficial recommendations.

Getting a pre-approval letter is recommended and now required in almost all instances with contracts to buy real estate. Again, it’s an easy step! When you’re ready to buy, be sure to contact Mel Coker as your Realtor professional and one of the following mortgage professionals.

Recommended Columbia, SC Mortgage Professionals:

Nathan Ballentine - Wells Fargo Home Mortgage
Toll-free: 877-325-9432 or (803) 251-1276
email Nathan
Internet website

Randy Brown - Golden Gate Mortgage
Toll-fee: 866-456-5511 or (803) 732-5787
email Randy
Internet website

Mike Wetzel - Homeowner’s Mortgage
Toll-free: 888-653-9037 or (803) 765-7282
email Mike
Internet website

The mortgage professionals listed above are also listed on my “Mortgage” web page. You will find other resources there including a mortgage calculator. CLICK HERE to visit Mel’s Mortgage web page.

Quick Affordability Calculator (BEST to call a mortgage professional above)

What you typically need to prequalify. You can save yourself time in the prequalification process by preparing some information before you get started:

  • Type of home and approximate price range (if known)
  • Type of loan you want (conventional, VA, FHA, First time home buyer, etc)
  • How much down payment you plan to make
  • Personal information (name, phone number, address, date of birth)
  • Employment history
  • Social Security number
  • Financial information (monthly income, current debts, assets)

    Home Value: $
    Loan amount: $
    Interest rate: %
    Loan term: years
    Start date:
    Property tax: %
    PMI: %
    Output parameters »
    Mortgage Calculator Widget

    Previous | NEXT | Home Search Criteria Registration Form | Buyer's Guide PDF format

    Chapter 1 - Introduction | Chapter 2 - Searching for a Columbia area home | Chapter 3 - Mortgage Information / Pre-qualification | Chapter 4 - Columbia (SC) area information and links | Chapter 5 - First-time Homebuyer information and benefits | Chapter 6 - Lake Murray Information / Golf Course Communities | Chapter 7 - About Mel Coker / Your Choice of a Realtor IS Important | Chapter 8 - Retirement in the Columbia area | Chapter 9 - Schools, Cost of Living, Average Prices, Taxes & More | Chapter 10 - Home Buying Steps | Chapter 11 - An Internet Special for working with Mel Coker - Receive a Lowe’s Gift Card

    Columbia SC real estate

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    Excellence in Real Estate Service
    Columbia, SC blog

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    "Selling Columbia, Northeast Columbia, Lexington
    Lake Murray, Chapin and Irmo!"

    Mel Coker
    MAX Metro Associates
    All offices are independently owned and operated
    690-B Columbiana Drive
    Columbia, SC 29212

    Office: 803-223-6214
    Direct: 803-388-8011


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    Mel Coker, Realtor - RE/MAX Metro Associates
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